Advisory services offered through J.W. Cole Advisors,< Inc. (JWCA).
Blue Financial, Inc. * JWCA are unaffiliated entities.
We provide a wide range of financial services to meet your needs. Our focus is on developing comprehensive retirement plans for our clients that take a holistic approach to their wealth management needs.
There are a lot of pieces that go into a holistic financial and retirement plan. Below are the main services we offer.
Click or tap on a service to learn more.
When you're ready to learn more, call us or click below to request your free Retirement BluePrint. We'll help you determine if and when you'll be ready to retire. If we're a good fit, we'll help design and implement your Retirement BluePrint plan.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Nothing can protect you completely from market volatility but aligning your portfolio allocations with your risk tolerances to help ensure that you’re comfortable with your wealth management choices is always the first step. After that, constant monitoring, review and assessment gives us the right information to stay the course or course-correct if needed. We'll help you set realistic goals and check-in regularly to make sure we're on course to hit them.
Nothing can protect you completely from market volatility but aligning your portfolio allocations with your risk tolerances to help ensure that you’re comfortable with your wealth management choices is always the first step. After that, constant monitoring, review and assessment gives us the right information to stay the course or course-correct if needed. We'll help you set realistic goals and check-in regularly to make sure we're on course to hit them.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Charting the waters of constantly changing tax laws can be difficult and confusing. On top of that, no one knows where taxes will be in the future, but there isn't much room for them to go lower. A proactive approach to tax minimization is the best course of action. We'll help you navigate your tax strategy to ensure you have plan in place to minimize the amount of taxes you pay in retirement so you can keep more of your hard-earned money.
Charting the waters of constantly changing tax laws can be difficult and confusing. On top of that, no one knows where taxes will be in the future, but there isn't much room for them to go lower. A proactive approach to tax minimization is the best course of action. We'll help you navigate your tax strategy to ensure you have plan in place to minimize the amount of taxes you pay in retirement so you can keep more of your hard-earned money.
Roth IRA conversions can be used to convert tax-deferred retirement savings into tax-free growth in the future. This strategy can help create tax-free retirement income by paying taxes now to avoid paying taxes in the future. If you think taxes will go up in the future, this strategy can be used to avoid higher tax rates by locking in historically low tax rates now. Roth IRA conversions can be a great retirement tax strategy, but they aren't right for everyone. We'll take a comprehensive look at retirement plan to determine if this strategy is right for you.
Roth IRA conversions can be used to convert tax-deferred retirement savings into tax-free growth in the future. This strategy can help create tax-free retirement income by paying taxes now to avoid paying taxes in the future. If you think taxes will go up in the future, this strategy can be used to avoid higher tax rates by locking in historically low tax rates now. Roth IRA conversions can be a great retirement tax strategy, but they aren't right for everyone. We'll take a comprehensive look at retirement plan to determine if this strategy is right for you.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
When and how to take Social Security benefits is one of the most important retirement decisions you'll make. One, irreversible mistake could potentially leave tens of thousands of dollars on the table. With hundreds of different Social Security claiming strategies, we'll help you figure out the best Social Security timing for your situation and make sure you're taking advantage of spousal benefits, if applicable. We'll run all the various scenarios with our powerful software to ensure you are maximizing your Social Security income, reducing tax consequences and avoiding common mistakes.
When and how to take Social Security benefits is one of the most important retirement decisions you'll make. One, irreversible mistake could potentially leave tens of thousands of dollars on the table. With hundreds of different Social Security claiming strategies, we'll help you figure out the best Social Security timing for your situation and make sure you're taking advantage of spousal benefits, if applicable. We'll run all the various scenarios with our powerful software to ensure you are maximizing your Social Security income, reducing tax consequences and avoiding common mistakes.
You may have done a great job of saving for retirement over the course of your career, but, once you're ready to retire, you enter the distribution phase of retirement where you have to make sure you don't run out of money as you draw from your retirement savings. It's important to have a proper retirement income plan in place so that you'll know you have enough guaranteed income to cover all of your expenses as well as enjoy the perks of retirement. We'll help you create a retirement income plan that will meet your retirement needs and help cover any trips, major purchases or any other retirement plans you may have. All while ensuring you don't run out of money in retirement.
You may have done a great job of saving for retirement over the course of your career, but, once you're ready to retire, you enter the distribution phase of retirement where you have to make sure you don't run out of money as you draw from your retirement savings. It's important to have a proper retirement income plan in place so that you'll know you have enough guaranteed income to cover all of your expenses as well as enjoy the perks of retirement. We'll help you create a retirement income plan that will meet your retirement needs and help cover any trips, major purchases or any other retirement plans you may have. All while ensuring you don't run out of money in retirement.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
It's a part of life no one likes to think about, but having a proper plan in place for your legacy will help your loved ones move on easier once you're no longer with them. We'll work with you to develop a plan to pass on your assets and legacy your way. We can help your heirs avoid probate and unnecessary tax consequences, make sure you have up to date wills and medical directives, and even make charitable contributions to the organizations you value most. A comprehensive estate plan can help ease your passing on your family.
It's a part of life no one likes to think about, but having a proper plan in place for your legacy will help your loved ones move on easier once you're no longer with them. We'll work with you to develop a plan to pass on your assets and legacy your way. We can help your heirs avoid probate and unnecessary tax consequences, make sure you have up to date wills and medical directives, and even make charitable contributions to the organizations you value most. A comprehensive legacy plan can help ease your passing on your family.
Planning for long-term care and rising health care premiums is an important part of protecting your retirement income and legacy. The average retiree can expect to pay hundreds of thousands of dollars on health care expenses without the proper coverage and strategies. We'll help you develop a holistic approach to ensure that no matter what life throws your way, you'll be ready for it and your assets will be protected.
Planning for long-term care and rising health care premiums is an important part of protecting your retirement income and legacy. The average retiree can expect to pay hundreds of thousands of dollars on health care expenses without the proper coverage and strategies. We'll help you develop a holistic approach to ensure that no matter what life throws your way, you'll be ready for it and your assets will be protected.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Advisory services offered through J.W. Cole Advisors, Inc. (JWCA).
Blue Financial, Inc. & JWCA are unaffiliated entities.
Often times, when leaving a job, folks get busy and forget about their old retirement plans. Whether you have a 401(k), 403(b) or any other employer-sponsored retirement account, we can help you navigate your choices and make the best decision for your rollover strategy.
Often times, when leaving a job, folks get busy and forget about their old retirement plans. Whether you have a 401(k), 403(b) or any other employer-sponsored retirement account, we can help you navigate your choices and make the best decision for your rollover strategy.
Life is full of the unexpected. We can help make sure you have the proper insurance strategies in place to help protect your loved ones, your business or anything else that you cherish.
Life is full of the unexpected. We can help make sure you have the proper insurance strategies in place to help protect your loved ones, your business or anything else that you cherish.
Have a question or comment? Let us know.
Call Us:
704.302.1141
All Rights Reserved | Blue Financial Inc.
5970 Fairview Rd., Suite 712 Charlotte, NC 28210
Advisory services offered through J.W. Cole Advisors, Inc. J.W. Cole Advisors, Inc. and Blue Financial are unaffiliated entities. Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions. Check the background of your financial professional on FINRA's BrokerCheck.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. ARE-5970 – 19602 - 2019/12/31
For a copy of JWCA’s Form CRS please visit: https://www.jw-cole.com/disclosures
For a copy of JWC’s Disclosure Supplement please visit: https://www.jw-cole.com/disclosures. By following the link, you consent to receipt of the Form CRS electronically
Have a question or comment? Let us know.
Call Us:
704.302.1141
All Rights Reserved | Blue Financial Inc.
5970 Fairview Rd., Suite 400 Charlotte, NC 28210
Evan Alexander Calott & Ronald Austin Powell offer advisory services through J.W. Cole Advisors, Inc. J.W. Cole Advisors, Inc. and Blue Financial, Inc. are unaffiliated entities. Advisors must be properly registered in the state where you live in order to conduct securities related business with you. A response to your request for information might be delayed in order to assure our compliance with this regulation. No information provided on this site is intended as a solicitation to buy or sell any security. The investments and services mentioned may not be available in every state. No security will be offered or sold to any person, in any state in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions. Check the background of your financial professional on FINRA's BrokerCheck.
Evan Calott, Ronald Powell, & Nathan Carey offer insurance services through Blue Financial, Inc. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. ARE-5970 – 19602 - 2019/12/31
For a copy of JWCA’s Form CRS please visit: https://www.jw-cole.com/disclosures
For a copy of JWC’s Disclosure Supplement please visit: https://www.jw-cole.com/disclosures. By following the link, you consent to receipt of the Form CRS electronically